Disclaimer of Warranties

You understand that VTB Exchange, Inc., and its affiliates (“VTBEXCHANGE” or “we”) cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output and for maintaining a means external to our site for any reconstruction of any lost data.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the website or any services or items obtained through the website or to your downloading of any material posted on it, or on any website linked to it. Your use of the website, its content, and any services or items obtained through the website are at your own risk. The website, its content, and any services or items obtained through the website are provided on an ‘as is’ and ‘as available’ basis, without any warranties of any kind, either express or implied. Neither we nor any person associated with the project makes any warranty or representation concerning the completeness, security, reliability, quality, accuracy, or availability of the website. Without limiting the foregoing, neither the project nor anyone associated with the project represents or warrants that the website, its content, or any services or items obtained through the website will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that our site or the server that makes it available are free of viruses or other harmful components, or that the website or any services or items obtained through the website will otherwise meet your needs or expectations.

We hereby disclaim all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for a particular purpose.

Some jurisdictions do not allow the exclusion of warranties or limitations on the duration of implied warranties, so the above disclaimer may not apply to you in their entireties, but will apply to the maximum extent permitted by applicable law.

Distributed Materials

All material distributed by VTBEXCHANGE and its affiliates including brochures, presentations, and services and/or product offers distributed in audio, video, PDF, text, or image formats are presented for informational purposes of a general nature only and do not address any circumstances of any individual or entity.

Such material does not construe any such information or material as legal, tax, investment, financial, professional, or other advice. Content on such materials does not represent or constitute any solicitation, inducement, recommendation, endorsement, or offer by VTBEXCHANGE, its affiliates, or any third-party service provider to buy or sell any financial instruments.

Nothing in these materials constitutes professional and/or financial advice, nor does any information found on such materials include a comprehensive or complete statement of the matters discussed. Any information, materials, opinions, and/or data set out therein are subject to change at any time without notice. As such, you must place no reliance on fairness, accuracy, completeness, or correctness of any information and materials contained below.

You alone assume the sole responsibility of evaluating all merits and risks that are or may be associated with any use of any information or material on the site or on distributed literature or coming to any conclusion based on the information and content found on the document. In exchange for reading this document, you agree not to hold VTBEXCHANGE, its affiliates, or any third-party service provider(s) liable for any claim for damages arising from any decisions you may or had made based on the available information or content to you on here. In any event, VTBEXCHANGE and/or its employees, advisors, and representatives are not liable for any loss or damage whatsoever arising or incurred from any use or reliance of this site, its contents, or otherwise arising in connection with.

There are risks associated with investing in crypto. Investing in stocks, bonds, exchange-traded funds, mutual funds, and money market funds involves the risk of loss. In addition, loss of principal is possible.

Limitation on Liability

In no event will we, our affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the website, a website linked to it, any content on the website or such other website or any services or items obtained through the website or such other website, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business, or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable. The foregoing does not affect any liability which cannot be excluded or limited under applicable law which may include fraud.


You agree to defend, indemnify, and hold us harmless, our affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assign from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any use of the Website’s content, services, and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website.

Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims) shall be governed by and construed in accordance with the internal laws of the Republic of Panama (hereinafter referred to as “Panama”) without giving effect to any choice or conflict of law provision or rule (whether of Panama or any other jurisdiction).

Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in Panama, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms of Use in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Waiver and Severability

No waiver by us of any term or condition outlined in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure on our part to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Entire Agreement

The Terms of Use, our Privacy Policy, and terms of conditions for the registration of events constitute the sole and entire agreement between you and us concerning the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, concerning the Website.

Comments and Concerns

The Website is operated by us. All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to https://vtbexchange.com/contact.